There are lots of reasons people call on Alliance Appraisal Associates of Florida, Inc.To a lot of us, an appraisal just looks like another fee in the long list of items for a mortgage or refinance. Most lenders still call for a local expert because the stakes are very high, even though there are a multiplying number of automated home valuation systems that might appear to be less expensive than an appraisal. But is getting a mortgage the only reason you should get an appraisal? Are there other instances when the services of a certified, independent North Port FL Real Estate Appraisals professional might be beneficial? You bet.
Let Alliance Appraisal Associates of Florida, Inc. help you dispute your tax assessment in Sarasota CountyIf you reside in an area where property values have depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from Alliance Appraisal Associates of Florida, Inc. is your best evidence. We're qualified to assist you in disputing your tax assessment.
How can you get rid of PMI to lower your mortgage payment?When the amount being loaned to the home owner is more than 80% of the actual value of the property, most lenders ask homebuyers to buy an additional insurance policy. That policy is Private Mortgage Insurance, or PMI. Most often, this additional payment is folded into the monthly mortgage payment and is promptly forgotten. This is unfortunate because PMI is unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress requiring lenders to remove the PMI installments on most mortgages when the balance is paid down to 78% of the original value.
If you'd like to get rid of PMI, Alliance Appraisal Associates of Florida, Inc. can produce a statement regarding the value of your home. The price you paid for the appraisal can generally be regained in just a few months because you'll no longer be paying the PMI.
Settling a divorce with less stress with an Divorce Appraiser in Flagstar from Alliance Appraisal Associates of Florida, Inc.A divorce is a very traumatic ordeal for the parties involved, and it is often even more complicated by the challenging decision of who maintains the property. So both parties are entirely aware of the true market value of their home, it's a good idea to get an appraisal from Alliance Appraisal Associates of Florida, Inc., regardless of the circumstances.
The parties will have a better idea of what price to set, if they want to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.
Trustworthy estate liquidationThe death of a loved one is a hard time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the fullest degree of discretion.
Most Americans don't have dedicated estate planners or executors to handle these affairs, unlike wealthy individuals. A home or other property often makes up an unequal share of the total estate value, so knowing the true value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've received an honest deal.
Alliance Appraisal Associates of Florida, Inc. can help you with relocating to or from Sarasota CountyWe are familiar with the stress associated with an employee relocation. That being said, we take great care in organizing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive features of their property, as well as information regarding any recent sales or listings in their neighborhood that they want considered during our intensive process.
Sell your home quickly at the right price
A professional appraisal can help you make a better educated decision when determining your asking price, whether you want to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what amount the house sells for, which is different than the interest of real estate agents. Our fees are based on our efforts to complete the appraisal report and and aren't related to the sales price.